Tax-Free Pension Alternative Save’s Robert’s Retirement
Robert had no retirement savings. The Future looked bleak. Then Robert discovered The Tax-Free Pension Alternative, also known as living benefit life insurance or the Tax-Free IUL.
A client called the Tax-Free IUL spectacular, a game changer! No downside risk. Tax-free income for life and a reasonable rate of return. He called it “The 401(k) Replacement!” Robert age 51 agreed. He’ll retire at age 71 with $57,000 in tax-free income for life based on the historical rate of return.
Robert achieves this by saving $1,000 a month in his tax-free pension alternative, his tax-free IUL and earning the historical rate of return of 8.11%. Now, Robert can access this living benefit life insurance along the way via tax-free policy loans, to fund large purchases or handle emergencies. If he does not repay these policy loans, his projected $57,000 a year in tax-free income will be reduced. He has the choice of paying off the loans during his lifetime or out of the death benefit.
Rather than applying for a loan and paying interest to a bank, you can borrow against your tax-free pension alternative and pay yourself interest. No credit checks required. Ask me about this.
