Tax-Free IUL vs. 401(k)…a 15 year look back of the S&P 500.
A 15 Year Look Back: $100,000 Initial Investment S&P 500 Index vs. Tax-Free IUL Indexed to S&P 500 With 14% Cap and 0% Floor.
Bottom Line after 15 years $8,300 Taxable 401(k) income vs. $23,000 Tax-Free Income in the IUL.
$150,000 Taxable 401(k) Assets vs. $254,000 Tax-Free Assets in the Tax-Free IUL.
During this 15 year look back, the Tax-Free IUL produced more than 4.5 times more after tax income than the 401(k).
Video shows how the tax-free IUL works. No Stock Market Losses, so no downside risk. Gains are locked in annually, so you never give back profits already earned. Share in market upside up to a 14% cap. Current IUL caps are 13% to 16% depending on the index chosen.
So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
- If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
- If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.
- If you have not put enough money away for retirement and need a catch up strategy, this strategy could work for you.
- When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
- If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
- If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
- If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.