Tag Archives: retirement income

Rolling over CDs because you fear stock market losses?

Rolling over CDs because you fear stock market losses?

https://youtu.be/3rZMAVlNieI

Rolling over CDs, earning less than 1% on your money, because you fear stock market losses? You could be earning 6% to 9% tax-free based on historical rates of return with no downside risk. There is a little known IRS strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital. The Strategy works. The Tax-Free pension alternative also known as living benefit life insurance and the tax-free IUL can Produce a Tax-Free Income You Won’t Outlive!

None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
Tax-Free IUL vs 401(k) a 15 year Look Back
Tax-Free IUL vs 401(k) a 15 year Look Back. Bottom line the Tax-Free IUL generated 4.5 times more income after taxes.

Retirement Taxes combined with Market Losses Could Crush Your Retirement Dreams

Retirement Taxes combined with Market Losses Could Crush Your Retirement Dreams

Are You Worried Stock Market Losses and Taxes Could Crush Your Retirement Accounts?

https://youtu.be/2j5wctCqGWA

Retirement Strategies: The tax-free pension alternative is living benefit life insurance or the tax-free IUL.

Retirement Taxes could crush your retirement dreams.   Did you know that if you withdraw $50,000 from you 401(k), the IRS could take $20,000?   Did you know if you leave $500,000 in your 401(k) to your spouse or kids, the IRS could take $200,000?

Heavy taxes can exhaust even gut your qualified retirement plans, your IRA, 401(k) or 403(b), quickly. This is a major reason many people run out of money 7 to 10 years into a 30 year retirement.

There is a little known IRS strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital. The Strategy works. It has been called the Perfect Retirement Solution.

• You don’t lose money when the markets go down!
• Share in Market Upside when Markets go up!
• Earn Reasonable Rates of Return!
• Gains Locked In Annually!
• Tax-Free Penalty Free Withdrawals at any age!
• Tax-Free Income You Won’t Outlive!

Will you be strapped for cash in retirement because of heavy taxes?
Will you be strapped for cash in retirement because of heavy taxes?
Retirement Toolbox Tax-Free Pension Alternative Eliminates Heavy Retirement Taxes
Retirement Toolbox Tax-Free Pension Alternative Eliminates Heavy Retirement Taxes

Longevity Risk. Will You Have Enough Money to Enjoy Your Retirement?

Longevity Risk! Will You Have Enough Money to Enjoy Your Retirement? 

https://youtu.be/lPKYgPuDQnA

Longevity risk. If you retire in your 60s or 70s, your money has to last you 30 years or more. Many people run out of money 7 to 10 years into retirement.

  • Withdraw too much money in the early years of retirement
  • Heavy taxation of retirement plans were not considered
  • Risky investments caused big stock market losses.
  • Did not save enough

Tax-Free Solution

There is a little known IRS approved strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital. The Strategy works. The Tax-Free IUL can produce a Tax-Free Income You Won’t Outlive! The strategy has also been known to double, even triple after tax income compared to a 401(k) or 403(b) retirement plan. It has been called the Tax-Free Pension Alternative.

If you can double even triple your after-tax income, your money will last longer.  Going with a tax-free retirement plan also insulates you from future tax hikes.  A Zero taxed tax-free plan is better than a heavily taxed qualified plan, such as an IRA, 401(k) or 403(b) retirement plan.

I failed to mention, the Tax-Free IUL has no down side risk.  You don’t lose money when the markets go down. Annual gains are locked in, so you never give back interest previously earned.  You share in market upside, up to an annual cap rate.  Current caps are 13% to 16% depending on the index you choose.

Your withdrawals are tax-free penalty free at any age for any reason.  Withdrawals from your qualified plans are heavily taxed and subject to early withdrawal penalties of 10% if you are under age 59 1/2.

You can request a free retirement plan comparison.

Free retirement plan comparison
Free retirement plan comparison

Tax-Free Pension Alternative: Sara’s Story

What The Tax-Free Pension Alternative can do for you! Sara’s Story

Watch the short Retirement-Toolbox video.

https://youtu.be/zROM_C0irQ4

Sara, age 68 Worried about Stock Market Losses has been Rolling over CDs, earning less than 1% on her money. We introduced Sara to the Tax-Free Pension Alternative, also known as living benefit life insurance or the Tax-Free IUL, where you don’t lose money when the markets go down. Sara would need $3,400,000 in CDs to generate the same after-tax income that $300,000 invested and accrued for 4 years will produce based on projected returns that are below historical averages. Sara loved this safe income strategy.

Escape the 1% World of Bank CDs
Escape the 1% World of Bank CDs with a Tax-Free Pension AlternativeThis strategy works.  Clients love this Tax-Free Pension Alternative, also known as living benefit life insurance, the Tax-Free IUL.

This strategy works.  Clients love this Tax-Free Pension Alternative, also known as living benefit life insurance, the Tax-Free IUL.

  • You don’t lose money when the markets go down, so you are never digging out of an investment hole!
  • You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%.
  • You’ll Earn Reasonable Rates of Return!
  • Your Gains are locked in annually, so you never give back profits already earned!
  • Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
  • You can generate a Tax-Free Income You Won’t Outlive!

Request an illustration.

Free retirement plan comparison
Free retirement plan comparison

Tax-Free Pension Alternative Save’s Robert’s Retirement

Tax-Free Pension Alternative Save’s Robert’s Retirement

Robert had no retirement savings. The Future looked bleak. Then Robert discovered The Tax-Free Pension Alternative, also known as living benefit life insurance or the Tax-Free IUL.

https://youtu.be/D-p-ehGl9oM

A client called the Tax-Free IUL spectacular, a game changer! No downside risk. Tax-free income for life and a reasonable rate of return. He called it “The 401(k) Replacement!” Robert age 51 agreed. He’ll retire at age 71 with $57,000 in tax-free income for life based on the historical rate of return.

Robert achieves this by saving $1,000 a month in his tax-free pension alternative, his tax-free IUL and earning the historical rate of return of 8.11%.  Now, Robert can access this living benefit life insurance along the way via tax-free policy loans, to fund large purchases or handle emergencies.  If he does not repay these policy loans, his projected $57,000 a year in tax-free income will be reduced.  He has the choice of paying off the loans during his lifetime or out of the death benefit.

Rather than applying for a loan and paying interest to a bank, you can borrow against your tax-free pension alternative and pay yourself interest.  No credit checks required.  Ask me about this.

None of Our Clients lost money in their tax-free pension alternative.  Their money was safe and secure.
None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
Tax-free pension alternative: Tax-free penalty free cash when you need it, at any age for any reason in your tax-free  retirement plan.
Tax-free penalty free cash when you need it, at any age for any reason in your tax-free retirement plan.

David’s Retirement Rescue Story: The Tax-Free Pension Alternative

 The Tax-Free Pension Alternative can be used as a Retirement Plan Rescue Strategy for Those Facing a Retirement Shortfall.

https://youtu.be/3SqVt8iye28

David did not put enough away for retirement and was facing a retirement short-fall. The Tax-Free Pension Alternative, also known as living benefit life insurance or the Tax-Free IUL provided a rescue strategy to provide a tax-free retirement income David won’t outlive.

You can use this as a catch up solution if you have not put enough away for retirement.  Qualified plans (IRAs, 401(k)s 403(b)s) have annual contribution limitations- see chart. There are no such limitations with the tax-free retirement plans.  You can set up a tax-free IUL or tax-free pension alternative where you contribute $100,000 a year for 3 to 5 years or longer, so long as the insurance company will accept the amount you want to contribute.

Free retirement plan comparison
Free retirement plan comparison

Retirement Plans are heavily taxed.  Did you know that if you withdraw $50,000 from you 401(k), the IRS could take $20,000?  Did you know if you leave $500,000 in your 401(k) to your spouse or kids, the IRS could take $200,000?  The tax-free retirement plan is a little known IRS strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital.

Tax-Free IULs are an IRS Alternative To 401(k) and 403(b) retirement plans with no downside risk.

• You don’t lose money when the markets go down!
• Share in Market Upside when Markets go up!
• Earn Reasonable Rates of Return!
• Gains Locked In Annually!
• Tax-Free Penalty Free Withdrawals at any age!
• Tax-Free Income You Won’t Outlive!

Contact us at 800-955-7898 for a personal illustration.

Retirement Toolbox Tax-Free Pension Alternative
Retirement Toolbox Tax-Free Pension Alternative
Tax-Free is Better Tax-Free Pension Alternative
Tax-Free is Better Tax-Free Pension Alternative

Retire Wealthy With a Tax-Free Income You Won’t Outlive

Retire Wealthy With a Tax-Free Income You Won’t Outlive.

Retire Wealthy.  Watch the video and discover how this tax-free pension alternative creates wealth.  You’ll learn an easy way to retire wealthy.

https://youtu.be/LCORoG6G3XE

There is a little known IRS approved strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital. The strategy has been known to double, even triple after tax income compared to 401(k) and 403(b) retirement plans.

Tax-Free IULs are an IRS Alternative To 401(k) and 403(b) retirement plans with no downside risk. They are also known as the tax-free pension alternative or living benefit life insurance.

• You don’t lose money when the markets go down!
• Share in Market Upside when Markets go up!
• Earn Reasonable Rates of Return!
• Gains Locked In Annually!
• Tax-Free Penalty Free Withdrawals at any age!
• Tax-Free Income You Won’t Outlive!

Request a Free Retirement Plan Comparison.  You’ll be amazed at the power of tax-free compounding with no downside risk.

Free retirement plan comparison shows how to retire wealthy
Free retirement plan comparison shows how to retire wealthy
Tax-Free Comparison did it for me.  I'll retire wealthy
The Tax-Free Comparison did it for me.

Safe Income Strategies #1 in a Safe Income World

Safe Income Strategies #1

Discover How Safe Income Strategies #1 keeps your money safe and secure.

Escape the 1% World of Bank CDs with Safe Income Strategies #1
Escape the 1% World of Bank CDs with Safe Income Strategies #1

Our Safe Income Strategies are focused on keeping your money safe, generating a steady reliable income stream you can count on, without the gut wrenching volatility and downside risk of stocks, bonds and mutual funds.

Safe Income Strategies
Safe Income Solutions

Safe Income Strategies #1

There are new safe income options you are probably not aware of. Until recently, they have been closely guarded secrets, known to a small group of originators, a few billionaires and a handful of hedge funds. This group had no incentive to tell you about these options. In some cases they had signed non compete, non disclosure and non circumvent agreements that prevented them from telling you. Now, this multi-billion dollar niche market has been opened to high net worth, accredited investors. We were able to convince the originators to open a new funding channel.

Read more …

Safe Income Strategies Post:  Safe Income World

Safe Income Strategies Post: Generate a Steady Reliable Income You Can Count On

Discounted Designer Annuities

Choose Discounted Designer Annuities for a Steady Reliable Income Stream Paying More Than Bank CDs and Treasuries

Discounted Designer Annuities paying up to 7x the one year bank CD rate.
Discounted Designer Annuities paying up to 7x the one year bank CD rate.

 

https://www.youtube.com/watch?v=vOYJP77fqVQ

Discounted Designer Annuities provide a steady reliable income you can count on. Many can be purchased for yields 7 times greater than a one year Bank CD.

So if you are stuck in the 1% to 2% world of Bank CDs or the 2% to 3% world of long term Treasuries, you can become unstuck and enjoy the safe income streams offered by these discounted designer annuities. Your money will grow faster and/or you will have more of it to spend with the higher yields offered by our designer annuities.

They are issued by top rated insurance companies, names that you know. Many of these companies have been around for 100 years or longer.

Designer Annuities can be perfect for self-directed IRAs 401(k)s Trust and Custodial Accounts. They can be used to fund charitable pledges for pennies on the dollar and for those seeking current or future income.

Read more …

Discounted Designer Annuities

Discounted Designer Annuities

https://www.youtube.com/watch?v=vOYJP77fqVQ

7xBankCDrate

Discounted Designer Annuities are paying more than 7x the One year Bank CD rate and more than double the Ten year U.S. Treasury. This Safe Income Option is a great alternative to Bank CDs and Treasuries.

Choose A Designer Annuity for a Steady Reliable Income Stream Paying More Than Bank CDs and Treasuries

Designer Annuities provide a steady reliable income you can count on. Many can be purchased for yields 5 times greater than a one year Bank CD.

So if you are stuck in the 1% to 2% world of Bank CDs or the 2% to 3% world of long term Treasuries, you can become unstuck and enjoy the safe income streams offered by these discounted designer annuities. Your money will grow faster and/or you will have more of it to spend with the higher yields offered by our designer annuities.

They are issued by top rated insurance companies, names that you know. Many of these companies have been around for 100 years or longer.

Read more about discounted designer annuities.