Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

Video Explains How

https://youtu.be/X_AE0VywBdU

Tired of Losing Money in the Stock Market? You can Get Rid of Stock Market Losses and Taxes on Your Retirement Income Once and For All!

Simply do what the Wealthiest American Families do to avoid taxes and not lose money in the stock market. They use a little known IRS approved strategy that has been called the perfect retirement solution for those who qualify.

• You don’t lose money when the markets go down, so you are never digging out of an investment hole!
• You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
• You’ll Earn Reasonable Rates of Return!
• Your Gains are locked in annually, so you never give back profits already earned!
• Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
• You can generate a Tax-Free Income You Won’t Outlive!

New eBook Explains How this tax-free pension alternative, or living benefit life insurance works.

The Perfect Retirement Solution gets rid of stock market losses once and for all.
The Perfect Retirement Solution gets rid of stock market losses once and for all.

• So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention.
• If you are worried you won’t have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won’t outlive.
• If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don’t lose money when the markets go down.

• If you have not put enough money away for retirement and need a catch up strategy, this strategy could work for you.
• When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you’ll want to replace your retirement plan with the tax-free retirement plan.
• If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income.
• If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you.
• If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you.

Fortunately, the tax-free retirement solution addresses all of the above.

Free download at BruceECoxCPA.com

Kindle version $2.99

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Triple Your After-Tax Retirement Income

Triple Your After-Tax Retirement Income

Best kept secret to financial independence - Your tax-free pension alternative.  Discover how to triple your after-tax retirement income.
Best kept secret to financial independence – Your tax-free pension alternative. Discover how to triple your after-tax retirement income.
https://youtu.be/TdI0Dh27r6k

Many Dream of Retiring with $1 million In Their 401(k). This could generate $50,000 per year in Taxable Income; $30,000 per year in After-Tax Income. Did You Know $333,334 in a Tax-Free IUL would generate the same $30,000 per year in After-Tax Income? That’s right, $333,334 in Tax-Free IUL produces same after-tax income as a $1 million 401(k).

You could reduce annual savings by ⅔, say $1000 per month to $333 per month; $667 for other expenses. Or, you could Leave annual savings the same and enjoy 3 times more after-tax income during retirement years.

Watch the video to learn more about this tax-free pension alternative, also known as living benefit life insurance.

To see the full impact request a free illustration.

Free retirement plan comparison
Free retirement plan comparison
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Enough Money in Retirement or a Retirement Shortfall?

Will You Have Enough Money in Retirement or a Retirement Shortfall?  

Will a Tax-Free Solution Help?

https://youtu.be/J94DxIZEIeE

Are You Saving Enough? How Risky is Your Retirement? Have You Considered Taxes and Inflation? Will you have a retirement shortfall? You need to know the answers to these questions now, while you can still do something about them, not twenty years from now when it might be too late. You can request a free analysis at https://www.tax-free-retirement-plans.com.

Avoid a Retirement Shortfall with Safe Income Solutions You Won't Outlive.
Avoid a Retirement Shortfall with Safe Income Solutions You Won’t Outlive.

Your money has to last 30 years or more if you retire in your 60s or 70s. Many people run out of money 7 to 10 years into retirement.

• Withdraw too much money in the early years of retirement
• Heavy taxation of retirement plans were not considered
• Risky investments caused big stock market losses.
• Did not save enough

What will you do if your are facing a 20+ year retirement shortfall?  How will you get by?

There are catch up solutions that can work.  Face the issue now while you have time to address it.

The Tax-Free Solution

A tax-free pension alternative also known as living benefit life insurance or the tax-free IUL will solve many of these issues.

None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
  • You don’t lose money when the markets go down, so you are never digging out of an investment hole!
  • You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%!
  • You’ll Earn Reasonable Rates of Return!
  • Your Gains are locked in annually, so you never give back profits already earned!
  • Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
  • You can generate a Tax-Free Income You Won’t Outlive!

The Tax-Free Solution is an IRS strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital. The Solution works. The tax-free solution has also been known to double, even triple after tax income compared to a 401(k) or 403(b) retirement plan. It has been called the Tax-Free Pension Alternative.

To see how powerful it is request a free illustration and retirement plan comparison.

Free retirement plan comparison
Free retirement plan comparison
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Tax-Free IUL as a Tax-Free Emergency Fund

Tax-Free IUL as a Tax-Free Emergency Fund

https://youtu.be/yAInzA5pSUs

Using the Tax-Free IUL or Tax-Free Pension Alternative as a Tax-Free Emergency Fund

Tax-Free pension alternative or tax-free IUL can produce a Tax-Free Income You Won’t Outlive and Act as a Tax-Free Emergency Fund?   Flexibility makes a living benefit life insurance valuable. It is more than a supplemental retirement plan. The Wealthy use it as a liquid tax-sheltered way to preserve capital and earn a reasonable Rate of Return.  It’s their safe money emergency fund!

Tax-Free Emergency Fund
Tax-Free Emergency Fund

You can also borrow money without a credit check to purchase big ticket items like a car.  Pay interest to yourself rather than the bank.  Pay the loan back on your schedule, your terms.

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Tax-Free IUL vs. Boat Purchase

Tax-Free IUL vs. Boat Purchase.

https://youtu.be/y2zpQsJ-hzQ

Examining  a Tax-Free IUL vs. boat purchase

A client asked for my opinion on his borrowing $75,000 to purchase a boat.

Tax-Free IUL vs. Boat Purchase.  Opportunity Costs of boat purchase vs. Tax-Free IUL $17,509 a year in tax-free retirement income
Opportunity Costs of boat purchase vs. Tax-Free IUL $17,509 a year in tax-free retirement income, You would need $583,000 in a 401(k) or an annuity to generate the same after tax income

I ran some numbers, and told him if he instead invested the $500 per month payment into a tax-free pension alternative or tax-free IUL, he would have an extra $17,509 in tax-free income every year during retirement, based on the historical rate of return. This would be useful as he took a hit in his 401(k) a few years ago and it had not recovered. I also pointed out that 20 years from now, he would need $583,000 in a 401(k) or an annuity to generate the same after tax income that the tax-free pension alternative or tax-free IUL would generate.

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Rolling over CDs because you fear stock market losses?

Rolling over CDs because you fear stock market losses?

https://youtu.be/3rZMAVlNieI

Rolling over CDs, earning less than 1% on your money, because you fear stock market losses? You could be earning 6% to 9% tax-free based on historical rates of return with no downside risk. There is a little known IRS strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital. The Strategy works. The Tax-Free pension alternative also known as living benefit life insurance and the tax-free IUL can Produce a Tax-Free Income You Won’t Outlive!

None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
Tax-Free IUL vs 401(k) a 15 year Look Back
Tax-Free IUL vs 401(k) a 15 year Look Back. Bottom line the Tax-Free IUL generated 4.5 times more income after taxes.

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Longevity Risk. Will You Have Enough Money to Enjoy Your Retirement?

Longevity Risk! Will You Have Enough Money to Enjoy Your Retirement? 

https://youtu.be/lPKYgPuDQnA

Longevity risk. If you retire in your 60s or 70s, your money has to last you 30 years or more. Many people run out of money 7 to 10 years into retirement.

  • Withdraw too much money in the early years of retirement
  • Heavy taxation of retirement plans were not considered
  • Risky investments caused big stock market losses.
  • Did not save enough

Tax-Free Solution

There is a little known IRS approved strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital. The Strategy works. The Tax-Free IUL can produce a Tax-Free Income You Won’t Outlive! The strategy has also been known to double, even triple after tax income compared to a 401(k) or 403(b) retirement plan. It has been called the Tax-Free Pension Alternative.

If you can double even triple your after-tax income, your money will last longer.  Going with a tax-free retirement plan also insulates you from future tax hikes.  A Zero taxed tax-free plan is better than a heavily taxed qualified plan, such as an IRA, 401(k) or 403(b) retirement plan.

I failed to mention, the Tax-Free IUL has no down side risk.  You don’t lose money when the markets go down. Annual gains are locked in, so you never give back interest previously earned.  You share in market upside, up to an annual cap rate.  Current caps are 13% to 16% depending on the index you choose.

Your withdrawals are tax-free penalty free at any age for any reason.  Withdrawals from your qualified plans are heavily taxed and subject to early withdrawal penalties of 10% if you are under age 59 1/2.

You can request a free retirement plan comparison.

Free retirement plan comparison
Free retirement plan comparison
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Stock Market Losses and Taxes Driving You Crazy?

Stock Market Losses???

High Taxes!

Hate Paying Taxes and Losing Money In the Stock Market?

https://youtu.be/8E1ZqALS7Jo

There is a little known IRS strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital. A client called the Tax-Free IUL spectacular, a game changer! No downside risk. No more Stock Market Losses.  Tax-free income for life. Plus you earn a reasonable rate of return. He called it “The 401(k) Replacement!”

This retirement strategy is a tax-free pension alternative,  a Tax-Free IUL and also known as living benefit life insurance.

During the Financial Market melt down of 2008 and 2009, when many people saw their IRAs, 401(k)s and mutual funds cut in half, none of our clients lost money due to market volatility in their tax-free pension alternative or tax-free IUL.

None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
2008 Financial Market Melt Down
2008 Financial Market Melt Down

Their money was safe and secure.  Their tax-free income was steady and reliable.

The Tax-Free Pension Alternative, the Tax-Free IUL has been called the Perfect Retirement Solution.

  • You don’t lose money when the markets go down!
  • Share in Market Upside when Markets go up!
  • Earn Reasonable Rates of Return!
  • Gains Locked In Annually!
  • Tax-Free Penalty Free Withdrawals at any age!
  • Tax-Free Income You Won’t Outlive!

Request a free illustration

Free retirement plan comparison
Free retirement plan comparison

 

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Tax-Free Pension Alternative: Sara’s Story

What The Tax-Free Pension Alternative can do for you! Sara’s Story

Watch the short Retirement-Toolbox video.

https://youtu.be/zROM_C0irQ4

Sara, age 68 Worried about Stock Market Losses has been Rolling over CDs, earning less than 1% on her money. We introduced Sara to the Tax-Free Pension Alternative, also known as living benefit life insurance or the Tax-Free IUL, where you don’t lose money when the markets go down. Sara would need $3,400,000 in CDs to generate the same after-tax income that $300,000 invested and accrued for 4 years will produce based on projected returns that are below historical averages. Sara loved this safe income strategy.

Escape the 1% World of Bank CDs
Escape the 1% World of Bank CDs with a Tax-Free Pension AlternativeThis strategy works.  Clients love this Tax-Free Pension Alternative, also known as living benefit life insurance, the Tax-Free IUL.

This strategy works.  Clients love this Tax-Free Pension Alternative, also known as living benefit life insurance, the Tax-Free IUL.

  • You don’t lose money when the markets go down, so you are never digging out of an investment hole!
  • You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%.
  • You’ll Earn Reasonable Rates of Return!
  • Your Gains are locked in annually, so you never give back profits already earned!
  • Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter!
  • You can generate a Tax-Free Income You Won’t Outlive!

Request an illustration.

Free retirement plan comparison
Free retirement plan comparison
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How a 25 year old could retire with $246,000 a year in Tax-Free Income

Tax-Free Income for Life

Imagine you are 25 and you discovered a way to retire at age 66 with $246,000 a year in tax-free income. Would you pay attention?

Discover the Tax-Free Pension Alternative, also known as living benefit life insurance or the Tax-Free IUL.  Watch the Retirement-Toolbox video.

https://youtu.be/TCOMUgBVlVo
Tax-Free Retirement Plans provide tax-free income that can last a lifetime.
Tax-Free Retirement Plans provide tax-free income that can last a lifetime.

A client called the Tax-Free IUL spectacular, a game changer! No downside risk. Tax-free income for life and a reasonable rate of return. He called it “The 401(k) Replacement!” John age 25 agreed. He’ll retire at age 66 with $246,000 in tax-free income for life based on the historical rate of return. John understood the magic of tax-free compounding when you don’t lose money when the markets go down and your gains are locked in annually. When you don’t lose money, you are never digging out of an investment hole, plus you never give back previous gains. Knowledge + action and John is on his way to a wealthy retirement.

None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.  Their Tax-Free Income was steady & reliable.
None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure. Their Tax-Free Income was steady and reliable.

 

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