Category Archives: Retirement Income

Tax-Free Pension Alternative Save’s Robert’s Retirement

Tax-Free Pension Alternative Save’s Robert’s Retirement

Robert had no retirement savings. The Future looked bleak. Then Robert discovered The Tax-Free Pension Alternative, also known as living benefit life insurance or the Tax-Free IUL.

https://youtu.be/D-p-ehGl9oM

A client called the Tax-Free IUL spectacular, a game changer! No downside risk. Tax-free income for life and a reasonable rate of return. He called it “The 401(k) Replacement!” Robert age 51 agreed. He’ll retire at age 71 with $57,000 in tax-free income for life based on the historical rate of return.

Robert achieves this by saving $1,000 a month in his tax-free pension alternative, his tax-free IUL and earning the historical rate of return of 8.11%.  Now, Robert can access this living benefit life insurance along the way via tax-free policy loans, to fund large purchases or handle emergencies.  If he does not repay these policy loans, his projected $57,000 a year in tax-free income will be reduced.  He has the choice of paying off the loans during his lifetime or out of the death benefit.

Rather than applying for a loan and paying interest to a bank, you can borrow against your tax-free pension alternative and pay yourself interest.  No credit checks required.  Ask me about this.

None of Our Clients lost money in their tax-free pension alternative.  Their money was safe and secure.
None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure.
Tax-free pension alternative: Tax-free penalty free cash when you need it, at any age for any reason in your tax-free  retirement plan.
Tax-free penalty free cash when you need it, at any age for any reason in your tax-free retirement plan.

Wealth Creation With Tax-Free Retirement Plans

Wealth Creation with Tax-Free Retirement Plans … The Best Kept Secret to Reaching Financial Independence

Retirement Strategies: The Tax-Free Pension Alternative.  Watch the Video it’s a game changer.

https://youtu.be/YJzgMpBL3aU

Your Personal Tax-Free Retirement Plan is better than an IRA, 401(k) or 403(b) retirement plan. You don’t lose money when the markets go down. You share in market upside when the markets go up. You earn reasonable rates of return and gains are locked in. You can access your money tax-free and penalty free at any time for any reason.

You are in control.  You choose how much to contribute (no limitations) and when to withdraw money (no RMDs).

Best kept secret to financial independence - Your tax-free retirement plan
Best kept secret to financial independence – Your tax-free pension alternative

The sooner you start the more powerful this strategy becomes.  You can use this as a catch up solution if you have not put enough away for retirement.  Qualified plans (IRAs, 401(k)s 403(b)s) have annual contribution limitations- see chart. There are no such limitations with the tax-free retirement plans.  You can set up a plan where you contribute $100,000 a year for 3 to 5 years or longer.

Free retirement plan comparison
Free retirement plan comparison

Retirement Plans are heavily taxed.  Did you know that if you withdraw $50,000 from you 401(k), the IRS could take $20,000?  Did you know if you leave $500,000 in your 401(k) to your spouse or kids, the IRS could take $200,000?  The tax-free retirement plan is a little known IRS strategy that the wealthiest top 10% of American Families, including the top 1% have been using for more than 20 years to cut taxes and preserve capital.

Safe Income Strategies #1 in a Safe Income World

Safe Income Strategies #1

Discover How Safe Income Strategies #1 keeps your money safe and secure.

Escape the 1% World of Bank CDs with Safe Income Strategies #1
Escape the 1% World of Bank CDs with Safe Income Strategies #1

Our Safe Income Strategies are focused on keeping your money safe, generating a steady reliable income stream you can count on, without the gut wrenching volatility and downside risk of stocks, bonds and mutual funds.

Safe Income Strategies
Safe Income Solutions

Safe Income Strategies #1

There are new safe income options you are probably not aware of. Until recently, they have been closely guarded secrets, known to a small group of originators, a few billionaires and a handful of hedge funds. This group had no incentive to tell you about these options. In some cases they had signed non compete, non disclosure and non circumvent agreements that prevented them from telling you. Now, this multi-billion dollar niche market has been opened to high net worth, accredited investors. We were able to convince the originators to open a new funding channel.

Read more …

Safe Income Strategies Post:  Safe Income World

Safe Income Strategies Post: Generate a Steady Reliable Income You Can Count On

Discounted Designer Annuities

Choose Discounted Designer Annuities for a Steady Reliable Income Stream Paying More Than Bank CDs and Treasuries

Discounted Designer Annuities paying up to 7x the one year bank CD rate.
Discounted Designer Annuities paying up to 7x the one year bank CD rate.

 

https://www.youtube.com/watch?v=vOYJP77fqVQ

Discounted Designer Annuities provide a steady reliable income you can count on. Many can be purchased for yields 7 times greater than a one year Bank CD.

So if you are stuck in the 1% to 2% world of Bank CDs or the 2% to 3% world of long term Treasuries, you can become unstuck and enjoy the safe income streams offered by these discounted designer annuities. Your money will grow faster and/or you will have more of it to spend with the higher yields offered by our designer annuities.

They are issued by top rated insurance companies, names that you know. Many of these companies have been around for 100 years or longer.

Designer Annuities can be perfect for self-directed IRAs 401(k)s Trust and Custodial Accounts. They can be used to fund charitable pledges for pennies on the dollar and for those seeking current or future income.

Read more …

Discounted Designer Annuities

Discounted Designer Annuities

https://www.youtube.com/watch?v=vOYJP77fqVQ

7xBankCDrate

Discounted Designer Annuities are paying more than 7x the One year Bank CD rate and more than double the Ten year U.S. Treasury. This Safe Income Option is a great alternative to Bank CDs and Treasuries.

Choose A Designer Annuity for a Steady Reliable Income Stream Paying More Than Bank CDs and Treasuries

Designer Annuities provide a steady reliable income you can count on. Many can be purchased for yields 5 times greater than a one year Bank CD.

So if you are stuck in the 1% to 2% world of Bank CDs or the 2% to 3% world of long term Treasuries, you can become unstuck and enjoy the safe income streams offered by these discounted designer annuities. Your money will grow faster and/or you will have more of it to spend with the higher yields offered by our designer annuities.

They are issued by top rated insurance companies, names that you know. Many of these companies have been around for 100 years or longer.

Read more about discounted designer annuities.

Discover a Safe Income World

https://www.youtube.com/watch?v=DHG2c-WF0uY

Rolling over money in CDs earning less than 1% on your money?

Discover a new Safe Income World where you can earn 5% with new Safe Income Strategies.

We discount secondary market annuities and structured settlements and you can earn
5% plus. The income streams are guaranteed by insurance companies

Safe Income Strategy #1

The CD killer.

Moves people from a 1% to 2% world of Bank CDs to a 5% to 6%+ world of Guaranteed payments by top rated insurance companies, many of which have been around for more than 100 years.

We discount future cash flows for cash now. We provide liquidity where no liquidity exist to people who need cash now. The payments we acquire are guaranteed and paid by top rated insurance companies.

Using a 4000 year old idea that has been passed down through the centuries by families of money changers, and applying this idea to a niche in the insurance industry, we are able to take advantage of a secret the insurance industry doesn’t want you to know. A secret that is hidden in plain sight in every annuity and life insurance policy…the right to sell, assign or transfer your policy.

Using this knowledge, we are able to cash out annuities and structured settlements. There is no provision to surrender an annuity or structured settlement once payments have begun. The insurance companies have locked in a long term low interest liability and they are unwilling to extinguish this liability prior to maturity. They are earning higher rates of return than they are paying out, and they won’t give up the positive spread.

You get a steady, dependable income you can count on, that’s paying more than bank CDs, money markets or treasury’s and without the downside risk of stocks, bonds or mutual funds.

Longevity Risk – How Long Will Your Money Last?

Longevity Risk – How Long Will Your Money Last?

Retirement-Toolbox Video discusses Longevity Risk.

https://www.youtube.com/watch?v=lFk7n8IRCFQ

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Longevity risk.  If you retire in your 60s or 70s, your money has to last you 30 years or more.  Many people run out of money 7 to 10 years into retirement.

  • Withdraw too much money in the early years of retirement
  • Heavy taxation of retirement plans were not considered
  • Risky investments caused big stock market losses.
  • Did not save enough

How Long Will Your Money Last?  Will You Outlive Your Income?

Our 3 Safe Income Strategies are focused on keeping your money safe, generating a steady reliable income you can count on, paying more than BankCDs, Money Markets & Treasuries, without the downside risk & yo-yo volatility of stocks, bonds, mutual funds or commodities.

These Strategies work.  During the Financial market melt down of 2008 & 2009, when many people saw their IRAs, 401(k)s & other retirement savings cut in half, none of our clients lost money using these strategies.

Their money was safe & secure, their income steady & reliable.

Request an illustration and a Free Retirement Comparison.

Free retirement plan comparison
Free retirement plan comparison

How to Generate a Safe Steady Reliable Income

How to Generate a Safe Steady Reliable Income You Can Count On

Reliable Income means peace of mind.

7x Bank CD rate and a steady reliable income
7x Bank CD rate and a steady reliable income
Tax-Free Retirement Plans provide a reliable income stream
Tax-Free Retirement Plans provide a reliable income stream

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Watch the video below.  Discover how to generate a safe steady reliable income you can count on, paying more than Bank CDs, Money Markets & Treasuries without the downside risk and yo-yo volatility of stocks, bonds, mutual funds and commodities

We Offer Three Safe Income Strategies that are focused on Keeping your money safe.  Generating a steady dependable income stream you can count on. Paying more than Bank CDs, Money Markets and Treasuries and without the downside risk and volatility of stocks, bonds and mutual funds.

The Safe Income Strategies work.

During the Financial Melt down of 2008 & 2009, none of our clients lost money due to market volatility with these strategies.

Their Capital was secure and their Income was steady and dependable.

https://www.youtube.com/watch?v=18VpMxkNpmk

 

Clients Demand Safe Income Strategies in aftermath of Market Meltdown!

Client Demand for Safe Income Strategies Soared After Market Melt Down.

There are 3 Safe Income Strategies.  They work.

None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure. Our Safe Income Strategies Work.
None of Our Clients lost money in their tax-free pension alternative. Their money was safe and secure. Our Safe Income Strategies Work.

During the Financial Market Melt Down of 2008 and 2009 not only did many people see their IRAs, 401(k)s and other retirement savings cut in half … their dividend checks were cut or eliminated, and interest income lowered.

Market risk, economic risk can wreck havoc with your financial assets. Our Safe Income Strategies insulate you from downside risk.
Market risk, economic risk can wreck havoc with your financial assets. Our Safe Income Strategies insulate you from downside risk.

 

Safe Income Strategies
Safe Income Solutions
Many fear it could happen again.
Are you prepared?

We Offer Three Safe Income Strategies

  • Focused on Keeping your money safe
  • Generating a steady dependable income stream you can count on,
  • Paying more than Bank CDs, Money Markets and Treasuries,
  • Without the downside risk and volatility of stocks, bonds and mutual funds.

The Safe Income Strategies work.

  • During the Financial Melt down of 2008 & 2009, none of our clients lost money due to market volatility with these strategies.
  • There Capital was secure and their Income was steady and dependable.

See more at: Dependable-Income.com